Terms of Service

Effective date
June 4, 2026
Company
Digital Trends, Corp. (the "Company," "we," "us")
Registered in
Republic of Panama
Registered address
Calle Colombia y Calle 44, Edificio Hispania, Panamá, República de Panamá
DBA / brand
Simply.Exchange
Platform
https://simply.exchange and related APIs (including https://api.simply.exchange)

1. Identification of the Company and Acceptance

These Terms of Service ("Terms") are a binding agreement between you and Digital Trends, Corp., a corporation organised under the laws of the Republic of Panama, with its registered address at Calle Colombia y Calle 44, Edificio Hispania, Panamá, República de Panamá. The Company operates the software interface and websites made available under the Simply.Exchange brand (the "Platform").

By accessing or using the Platform, you agree to these Terms. If you do not agree, do not use the Platform. The Privacy Policy, Refund Policy, and the in-flow disclaimers shown on checkout pages are incorporated by reference and form part of these Terms.

2. Definitions

The Platform is a technology interface to decentralised finance systems (software that enables peer-to-peer interaction with blockchain networks without a custodial intermediary). We are not the operator of underlying blockchain protocols.

3. Eligibility and Onboarding

To use the Platform you represent and warrant that you:

The Company does not itself perform customer identity verification; KYC and customer onboarding for fiat transactions are conducted by the licensed Third-Party Processor at the point of payment.

4. Regulatory Status and Scope of Service

The Company is a technology provider that publishes and maintains a non-custodial software interface. The Company is not a bank, money services business (MSB), money transmitter, payment institution, e-money issuer, custodian, exchange, broker-dealer, or investment, tax, or legal adviser, and does not hold any such licence by virtue of operating the Platform.

The Company does not take custody of fiat funds or Digital Assets, does not execute trades on your behalf, and does not provide investment, financial, tax, or legal advice. Any regulated payment, exchange, or custody activity associated with your use of the Platform is performed solely by independent Third-Party Processors under their own licences and terms.

5. Non-Custodial Nature of the Interface

Non-Custodial Interface: The Platform operates strictly as a decentralised, non-custodial software interface. At no point does {{ENTITY}} take custody, possession, or control of your fiat currency or digital assets. You retain exclusive control over your private keys and digital wallets. The Platform does not execute trades on your behalf; it merely routes smart contract interactions directly to the blockchain network.

6. No Fiat Services; Third-Party Processors

Digital Trends, Corp. is a technology provider only. We do not provide fiat payment services and do not accept, hold, or transmit fiat funds or Digital Assets on your behalf. We are not the merchant of record for card, ACH, wire, or bank payments; the relevant Third-Party Processor is.

Fiat-to-crypto purchases are initiated through the Platform and completed on Third-Party Processors' hosted checkout, including onramp and offramp operators we enable for retail buy. Card, ACH, wire, bank transfer, UPI, IMPS, and other methods are offered only by processors under their terms and eligibility rules. Names such as Stripe, MoonPay, or Ramp may appear in illustrative materials only where a processor integrates them; your payment relationship is with the processor, not with us.

We do not collect or store card numbers, CVV codes, or bank login credentials on the Platform.

7. AML, Counter-Terrorist Financing, and Sanctions

The Company supports the integrity of the financial system and relies on its licensed Third-Party Processors to perform anti-money-laundering (AML), counter-terrorist-financing (CFT), and sanctions screening, including customer identity verification, as part of each fiat transaction.

You must not use the Platform to launder money, finance terrorism, evade sanctions, or facilitate any unlawful activity. You represent that you are not subject to sanctions administered by the United States (OFAC), the United Nations, the European Union, or other applicable authorities, and that you will not transact on behalf of any sanctioned person or prohibited jurisdiction. We may restrict, suspend, or terminate access, and processors may decline or reverse fiat funding, where required by law or risk controls.

8. Geographic Restrictions

Geographic Restrictions: Fiat-to-crypto onboarding services are subject to state and federal regulations within the United States. Availability is determined solely by our third-party payment processors' licensing. Services may be restricted or entirely unavailable to residents of certain U.S. states, including but not limited to New York (NY) and Hawaii (HI). Users located in OFAC-sanctioned countries or prohibited jurisdictions are strictly barred from using this interface.

Availability of specific fiat currencies and payment rails is determined by processors and may change without notice.

9. Checkout Disclaimers and Consent

Before redirecting you to a processor, the Platform displays:

The live text of these disclaimers is implemented in our checkout UI and must be read together with these Terms. By selecting "Proceed to Payment" and confirming consent, you agree to that redirect and to the processor's terms and privacy policy.

10. User and Wallet Duties

You are solely responsible for:

We do not recover Digital Assets sent to incorrect addresses or wrong networks.

11. Digital Asset Risk Disclosures

Digital Assets are volatile and may lose value, in whole or in part. Blockchain transactions are generally irreversible. We do not guarantee execution price, settlement time, network fees, or processor availability (including U.S. card rails). Smart contracts and blockchain networks may contain bugs or be subject to attacks, forks, or congestion. You acknowledge these risks and use the Platform at your own risk. Nothing on the Platform is investment, tax, or legal advice.

12. HRPT Token Sale (If Applicable)

If you use the HRPT purchase flow (/app/buy-hrpt.html), you request settlement via a Third-Party Processor to designated treasury addresses and delivery of HRPT tokens to a BEP-20 address you supply. That flow remains non-custodial; order tracking uses merchant reference IDs and webhooks. Token delivery after fiat settlement is subject to blockchain confirmation and operational cutoffs described at checkout. HRPT transactions are subject to the Refund Policy; on-chain delivery is final.

13. Prohibited Use

You may not use the Platform for unlawful activity, sanctions evasion, fraud, market manipulation, or to interfere with the Platform's operation. We may restrict access without notice where required by law or risk controls.

14. Intellectual Property

The Platform, branding, and documentation are owned by the Company or its licensors. No licence is granted except as needed to use the Platform as offered.

15. Disclaimers

THE PLATFORM IS PROVIDED "AS IS." WE DISCLAIM WARRANTIES TO THE MAXIMUM EXTENT PERMITTED BY LAW. NOTHING ON THE PLATFORM IS AN OFFER OF SECURITIES, BANKING SERVICES, OR CUSTODY. Any forward-looking statements about tokens or protocols are not guarantees.

16. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, DIGITAL TRENDS, CORP., ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AFFILIATES WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, DATA, OR DIGITAL ASSETS, ARISING FROM YOUR USE OF THE PLATFORM OR ANY THIRD-PARTY PROCESSOR.

OUR AGGREGATE LIABILITY FOR DIRECT DAMAGES SHALL NOT EXCEED THE GREATER OF (A) FEES PAID TO US FOR THE SERVICE GIVING RISE TO THE CLAIM IN THE TWELVE (12) MONTHS BEFORE THE EVENT OR (B) ONE HUNDRED U.S. DOLLARS (US$100).

17. Indemnity

You will indemnify Digital Trends, Corp. against claims arising from your misuse of the Platform, violation of these Terms, or violation of law, except to the extent caused by our gross negligence or wilful misconduct.

18. Complaints, Dispute Resolution, and Governing Law

Complaints. If you have a complaint about the Platform, contact us at v@simply.exchange with a description of the issue and any relevant order or reference IDs. We aim to acknowledge complaints within 5 business days and to provide a substantive response within 30 days. Complaints about a fiat payment, chargeback, refund, or KYC decision must be directed to the relevant Third-Party Processor, which is responsible for those matters.

Governing law. These Terms are governed by the substantive laws of the Republic of Panama, excluding conflict-of-law rules. Subject to any mandatory consumer protections applicable in your country of residence, the exclusive place of jurisdiction is the competent courts located in Panama City, Republic of Panama.

19. Changes

We may update these Terms. Material changes will be posted with a revised effective date. Continued use after the effective date constitutes acceptance.

20. Contact